Comments on: Whats the difference between High and Standard Option Dental Insurance? http://www.clinigom.com/whats-the-difference-between-high-and-standard-option-dental-insurance.html Clinigom Dental Repair Thu, 16 Dec 2010 08:04:08 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: BrianW http://www.clinigom.com/whats-the-difference-between-high-and-standard-option-dental-insurance.html/comment-page-1#comment-541 BrianW Thu, 26 Mar 2009 23:36:48 +0000 http://clinigom.com/?p=314#comment-541 For the MetLife Federal dental plan.. the high option has a $3,000 calendar year benefit, standard is $1,200. There is no deductible when staying in-network, and the percentages are.. For preventive or class A both plans offer 100% coverage. For basic dental work, or class B.. high option you pay 30%, standard is 45%. And for major services or class C.. high you pay 50%, standard is 65%. These are all based on the in-network discounted rates. You also have out-of-network coverage.. but at higher percentages. I'd check with your benefits rep, for any detailed or exact information For the MetLife Federal dental plan.. the high option has a $3,000 calendar year benefit, standard is $1,200. There is no deductible when staying in-network, and the percentages are.. For preventive or class A both plans offer 100% coverage. For basic dental work, or class B.. high option you pay 30%, standard is 45%. And for major services or class C.. high you pay 50%, standard is 65%. These are all based on the in-network discounted rates. You also have out-of-network coverage.. but at higher percentages.

I’d check with your benefits rep, for any detailed or exact information

]]> By: Insurance Pickle.com http://www.clinigom.com/whats-the-difference-between-high-and-standard-option-dental-insurance.html/comment-page-1#comment-540 Insurance Pickle.com Mon, 23 Mar 2009 14:53:54 +0000 http://clinigom.com/?p=314#comment-540 Look at the deductible, the percentage paid for each type of care, and the annual maximum. That's where the difference will lie. Dental is usually quoted like 100/80/50 or 80/80/50, etc... which is the percentage they pay after the deductible for Preventative/Basic/Major services...that is cleanings/fillings/root canals. Hope that helps. Look at the deductible, the percentage paid for each type of care, and the annual maximum.

That’s where the difference will lie. Dental is usually quoted like 100/80/50 or 80/80/50, etc… which is the percentage they pay after the deductible for Preventative/Basic/Major services…that is cleanings/fillings/root canals.

Hope that helps.

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